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Our Services

Management services are meant for high net worth individuals or institutions who want a personalized management of their finances. A team of expert professionals conduct extensive research on markets to provide a customized solution to achieve unique investment objectives. This ensures best selection of investment opportunity within an asset class and active monitoring for optimized results. Investors are provided with an all time access to track their portfolios. Our PMS offerings range across two asset classes - Equity and Debt, with multiple options for each asset class.

(i) Child’s Future Financial Planning
All parents dream of fulfilling all the requirements and desires of their kids. They want to give the best to their juniors. Best of education, best of toys, best of health, best of everything! The only problem with these best things is that these have the best price tags too!

But what can a father do, after all it is about the childs future. Or is this really the case? Maybe something could have been done. Think of a parent who started planning for their kid even before it was born and begun investing when the little one arrived. They had a pretty long time (about 18 years for higher studies and 25 years for marriage and house). It is no-brainer in investment world that the sooner we start, the better it is, and for a very basic reason - the magic of compounding.
For passive investors, those who find stock symbols like chemical formula, investing directly in equity mutual funds could be a preferred option.
Also to reap benefits of tax allowance on investments and their disposal, one can allocate some amount to products like Public Provident Fund.

(ii) Wealth Creation Advisory
We all have objectives we want to achieve in life, but without precise financial planning, how do we expect our money and assets to work in favor of our goals?

Some of us have worked hard to achieve a facet of wealth, while others aspire to be financially independent. Our  goal  is to assess our clients current financial situation, understand their future aspirations, then systematically and strategically provide a comprehensive financial plan.

Our service is designed to offer honest, transparent, tangible and realistic results in both the creation and preservation of wealth while paying particular attention to Risk Management.

In essence, allowing us to do what we do best, allows you to get on with what you do best.

(iii) Retirement Planning
With retirement not far around the corner, your needs will be rapidly changing. And you will be asking the big questions – what does retirement mean to me, and will I have enough? How can I be better off? As our lives change, our financial needs and priorities change too. Even if you’re years away from retiring, you’re wise to be thinking about retirement planning. Years from now you’ll be a lot happier saying, “I’m glad I did” instead of “I wish I had”. A retirement plan is an assurance that you will continue to earn a satisfying income and enjoy a comfortable lifestyle, even when you are no longer working. Investment Locker will help you understand how much you need to grow your wealth before you retire and how to plan for it.

(iv) Estate Planning
Estate planning is the process of anticipating and arranging, during a persons life, for the management and disposal of that persons estate during the persons life and at and after death, while minimizing gift, estate, generation skipping transfer, and income tax.

(v) Financial Goal’s Specific Advisory
Our financial advisory services help you to reach your financial goals by creating a tailored financialplan specific to your unique financial situation. From taxes to investments and everything in between, our financial planners consider and help you plan for every stage of your financial life.

(i) Life Insurance
Life insurance is a financial resource for your family and loved ones in case of your death.  It is a cover which allows your family to maintain a standard to living as they are currently, and meet their financial obligations. It also serves as an effective investment and tax saving tool.

(ii) Health Insurance
A good health insurance plan is one of the most important things you need to have for yourself and for your family. But what should a good health insurance plan consist of?

It can be a bit of a challenge today to find the right insurance plan for yourself and your family because of the diverse options available. However, when you are choosing a good health insurance plan, dont simply base your decision on the cost of the monthly premium.

(iii) General Insurance
Choosing the right general insurance policy where you will invest your money on can be very tiring and stressful with all the amazing options that are available in the market. Fortunately, there is one thing that you may do in order to make your search easier and more productive.

A loan in terms of small business finance is a sum of money advanced to a business that must be repaid, with interest at some point in the future. The lender must bear the risk that the borrower may not repay the loan. The interest rate charged is the price for that risk. A loan is money, classified as debt, for temporary use.

A business has to apply for a loan through some lending organization. A lending organization might be a commercial bank, credit union, or other lending organization like a thrift institution or an alternative source of loans for businesses. Loans may also be guaranteed by the Small Business Administration which usually makes them easier to obtain.

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